For example, the Prime Rate is currently 6.75%. There’s nothing preventing a card issuer from tweaking a new customer offer ...

Everything Americans thought they knew about personal finance was upended when the Federal Reserve started aggressively ...

The Wells Fargo Reflect® Card offers nearly two years of 0% intro APR, perfect for anyone looking to pay off debt or finance ...

All credit cards come with more than a few moving parts. Among them is an annual percentage rate, or APR — the cost of borrowing money using the card. However, the tricky thing with credit cards is ...

Earn a massive welcome bonus, get a year of interest-free purchases, and rack up high rewards on everyday business expenses.

A new bipartisan bill introduced by Representatives Alexandria Ocasio-Cortez and Anna Paulina Luna aims to cap credit card ...

Not all credit card APRs are created equal. Here's how to spot a good card rate now that the new year is upon us.

Credit card annual percentage rates, commonly known as APRs, determine how much you’ll pay in interest if you carry a balance on your credit card. Your card’s APR can vary depending on a few different ...

APR is deliberately confusing and compounds daily. Read disclosure boxes, use 0% offers strategically, and make multiple monthly payments to minimize interest costs. When you see "18.99% APR" ...

CHICAGO (WLS) -- More Americans say they're considering applying for a store credit card. According to financial experts at LendingTree, 35% of Americans are likely to apply for one of those cards ...

More than 8 in 10 people have successfully negotiated a lower APR. Here's what to say when you call your bank. My credit score and income are better than ever, so I called my bank to ask for a lower ...

Last month while I was working on a story about the credit-card industry, I realized I didn’t know the APR on my own credit card. As a personal-finance reporter, this felt like a cardinal sin, so I ...