A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

As famed surrealist writer Franz Kafka was once believed to say: "Better to have, and not need, than to need, and not have." And while insurance can feel like a logistical nuisance for homeowners, its ...

Buying your first home is a major milestone. However, it comes with major financial responsibilities, including protecting your home with homeowners insurance. While many first-time buyers focus on ...

Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.

Home warranty vs. home insurance, what's the difference? One covers normal wear and tear and the other liability and ...

On the declarations page of your new policy, look for the policy effective date. This is when your new coverage begins.

Keep Track of Your Stuff One of the most important homeowners insurance coverage types is your personal property coverage. That coverage pays to repair or replace your belongings—your clothes, jewelry ...

Some consumers are turning to home warranties to replace the mechanical breakdown endorsement on a home insurance policy.

For many homeowners, roof replacement is one of the most expensive repairs they may ever face. It is also one of the most ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...