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If you have a physically demanding career, obtaining disability insurance could be a smart move to protect your income if you ...

Short-Term Disability Insurance (STD) replaces a portion of your pay if you cannot work due to an illness or injury. The STD plan pays a benefit to replace 66.67% of your pre-disability income.

When you purchase long-term care insurance, you're taking a step to plan for the additional cost of care that you may face later in life. And, that's an important considering that long-term care ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...