Learn how elimination periods impact insurance costs and benefits. Discover tips for choosing the right waiting period for ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

If you have a physically demanding career, obtaining disability insurance could be a smart move to protect your income if you ...

Deciding between a stand-alone or hybrid long-term care policy can be confusing. We asked ChatGPT for advice, then had a licensed long-term care insurance specialist review its answer line by line.

Planning for long-term care is a smart way to prepare for the realities of aging. And as Americans live longer, more of us ...

Question: Sorting out long-term care is a top concern as I approach retirement. However, I'm not sure how to best manage the expense. Is long-term care insurance worth it? Answer: The affordability of ...