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A mortgage preapproval provides an estimate from a specific lender that details how much they’re willing to lend you based on your application. Mortgage preapprovals are different from a ...

Learn what you need to speed up the approval process Mortgage lenders offer pre-approval letters to buyers they believe can repay their loans. However, unlike mortgage pre-qualification, the ...

Getting a mortgage preapproval is a key step in the process of buying a home. Before you get attached to those online real estate listings, you should find out the amount you may be able to borrow for ...

While having an excellent credit score (800 or higher) can help you get the best loan terms, it’s not a requirement for ...

When it comes to real estate, the best outcomes rarely happen by chance. The buyers who succeed are usually the ones who prepare early, long before they walk into their first showing. Preparation ...

A lender might issue a conditional mortgage approval if there are some hurdles you still need to clear before you can get a mortgage. The conditions you need to meet before proceeding to full approval ...

Valerie Morris is an editor at Fox Money and a personal loan expert. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc. (Credible), which is majority-owned ...

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like insurance, ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

Mortgage interest rates fell so many times just this September that prospective homebuyers can be forgiven for thinking that they're lower than they actually are. After all, rates here fell to an ...