A Roth IRA is an individual retirement account that you contribute to with after-tax dollars. While you don't get a tax break up front, your contributions and investment earnings grow tax-free. Many, ...

Learn all you need to know about excess contribution refunds for retirement accounts. Find out how to avoid penalties and ...

Only 10% of today's private-sector workers can count on retiring with defined benefit plans, which used to be standard. That means you have to take charge of your own money if you want to retire well.

The traditional IRA is one of the best options in the retirement-savings toolbox. You can open a traditional IRA at a bank or a brokerage, and the universe of investments is wide open to you. But with ...

Roth strategies are not going away. But the way certain federal employees use them is changing, and the timing of your ...

Beginning to save for retirement early on makes a big difference in financial security later in life. Read on to learn how custodial Roth IRAs can teach young people important money skills, helping ...