Key Takeaways Obamacare premiums have skyrocketed in 2026, prompting people to consider health insurance alternatives as the Jan. 15 end date for open enrollment approaches.Alternatives such as ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

This guide explains how short-term and long-term health insurance plans differ in duration, benefits, and renewability, ...

While only a few million people have short-term health insurance plans, new rules expanding their availability could have a negative effect on any patient who uses a hospital, according to an opinion ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Short-term insurance plans are typically cheaper than ACA coverage, costing about half as much as a plan sold on state-run marketplaces created by Obamacare. As The Washington Post notes, a ...

The best way to get health insurance outside of open enrollment (Nov. 1 to Jan. 15) is by qualifying for a special enrollment period. You can usually buy health insurance through your state health ...

In hindsight, Tim Winard says, he had not understood the difference between Affordable Care Act policies and short-term plans. His advice? Don’t rely solely on marketing materials and always get a ...

For instance, even without congressional intervention, subsidies will not go away entirely. They will be smaller, though, and ...

If you retire before you turn 65, you may be eligible to buy COBRA insurance coverage through your employer, though this may not be affordable. You can use any HSA funds you have to cover your ...